Jean René Ngandu

second term assistant at the higher institute of medical techniques kindu" (istm kindu) Maniema DRC

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ABSTRACT

Project financing in Congo has become a leitmotif since Congo reached the completion point under the HIPC initiative. Banks are over-liquid and companies are in need offinancing. In the context of being an "emerging country" requiring competitive companies capable of entering the global market, the issue of lack of project financing is a major obstacle for Congolese small and medium-sized enterprises (SMEs) that have never achieved economies ofscale. What is the problem of lack of project financing in Congo? What are the determinants? This note presents a synthesis of the arguments put forward on thisissue in the light of good financial management practices that seem to reveal the major weaknesses of Congolese SMEs. It presentsthe problems,solutions and perspectives.

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VOlUME 01 ISSUE 06 DECEMBER 2022